*D.R. Horton, Inc., the largest homebuilder in the U.S.,*was founded in 1978 and is a publicly traded company on the New York Stock Exchange. It is engaged in the construction and sale of high quality homes designed principally for the entry-level and first time move-up markets. The Company also provides mortgage financing and title services for homebuyers through its mortgage and title subsidiaries. Please visit our website atwww.drhorton.comfor more information.
*D.R. Horton, Inc.*is currently looking for an _*Underwriter*_ in the Underwriting Department. The right candidate will be responsible for the underwriting of manual loans or the validation of automated findings on government loans (FHA and VA).
*Essential Duties and Responsibilities*include the following. Other duties may be assigned.
* Receive daily loans for underwriting that have been assigned by the Regional Underwriting Manager
* Maintain responsibility for the underwriting of manual loans or the validation of automated findings on government loans (FHA and VA)
* Prioritize RUSHs, Collateral Underwriter conditions, and newly submitted loans to meet the required turn-around time, acting on a minimum (if volume is present) of 100 loans monthly
* Maintain full delegation with FHA Direct Endorsement and VA Automatic with LAPP approval
* Indicate the conditions and approvals and enter the information into the Loan Origination System or Empower
* Act and approve all appraisals and complete the FHA Conditional Commitment and the VA NOVs when applicable
* Review and make decisions on bond loans and conventional loans from various investors and be proficient with all guidelines
* Upon rejection of a loan, notify the branch of their recommendation and submit the loan to the Regional Underwriting Manager for an in-depth second review
* Maintain frequent contact with the Processors, Mortgage Loan Originators and Branch Managers
* Conduct all business in a professional and ethical manner to serve customers and increase the goodwill and profit of the company
*Education and/or Experience*
* High school diploma or general education degree (GED)
* One to two years of experience in the mortgage industry
* Ability to apply common sense understanding to carry out instructions furnished in written oral form or via DRH applications
* Proficiency with MS Office and email
*Preferred Qualifications*
* Bachelor's degree from four-year college or university preferred
* FHA Direct Endorsement preferred
* Strong written and oral communication skills
* Excellent organizational skills and the ability to meet deadlines
* Ability to accurately and efficiently process and record a large volume of data
Come join a winning team with a Fortune 500 company! We are growing fast and are looking for enthusiastic attitudes and team players to join our success. We offer an excellent benefits package including:
* Medical, Vision and Dental
* 401(K)
* Employee Stock Purchase Plan
* Flex Spending Accounts
* Life Insurance
* Vacation, Sick, Personal Time and Company Holidays
*/Build YOUR future with D.R. Horton, Americas Builder. #WeBuildPeople2/*
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